Neglectful Neighbor’s Hazardous Tree Causes Extensive Damage – FNOL

The Challenge:

This claim was identified via our First Notice of Loss Review Program for one of our property clients. The claim involved a loss in which the client insured had placed his neighbor on notice that their tree was a hazard prior to Hurricane Sandy.. The storm caused the tree to fall onto the insured’s pool deck, fence and garage causing extensive damages of $50,000. Despite the fact the insured had placed the neighbor on notice there were liability issues given that the tree fell due to high winds during a natural disaster. Due to the high volume of claims being handled during this time period damages were difficult to prove.

 

The Outcome:

Negotiations resulted in a settlement of 50% of the damages providing our client with a recovery of $25,000.