Tag: Adverse

Commercial Property Client – Large Dollar, Complex Case Referral

The Facts: This case involved a $1,077,562 property damage loss for a commercial insurance client. The risk was a grocery store that suffered a large fire loss in June 2009 when it was alleged the adverse party technician left combustible material near the burner assembly of the hot water heater causing a subsequent fire.   […]

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Incorrect Light Fixture Installation by Contractor Causes House Fire

The Challenge: This Property Claim was identified during our FNOL review and involved an electrical fire loss where payment was made to the policyholder in the amount of $153,569. The fire allegedly started due to a light fixture being installed improperly by the electrical contractor. Unfortunately, the light fixture was not preserved after the fire […]

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Neighbor’s Illegally Installed Generator Causes House Fire – FNOL

The Challenge: Claim identified via our First Notice of Loss Program and involved a large fire loss to the insured’s home caused by a fire originating from a neighbor’s home during Hurricane Sandy. The Total Loss of insured’s home brought the paid claim value to $627,629. The property where the fire originated was completely destroyed […]

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Transportation Automobile Client – Referral for Uninsured Case

The Challenge: This claim was referred to us by our transportation client to pursue an uninsured motorist who had caused substantial damages to the client vehicle. All efforts to confirm third party insurance coverage were exhausted by the client prompting referral to Spartan Recoveries.   The Outcome: Upon receipt of the claim further investigation and […]

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