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Subrogation Blog

Help Us Support the Philadelphia Fire Department Foundation

Help us Support the City of Philadelphia! Spartan Recoveries is proud to be a supporter of the Philadelphia Fire Department Foundation, a non-profit created by the leadership of the Philadelphia Fire Department to raise funds to provide smoke detectors and fire safety educational programs to the citizens of Philadelphia. Our pledge will help put fire […]

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Hidden Workers Compensation Recoveries

How many Workers’ Compensation adjusters, in addition to focusing on the loss evaluation and adjustment process are able to also focus on the recovery aspects of the claims assigned to them?  Subrogation and Third-Party recovery is definitely an area often missed by over-burdened Workers’ Compensation claim handlers working tirelessly to make sure statutory medical bills […]

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When is it time to cease recovery efforts?

Subrogation professionals are never pleased when a case they are handling reaches an impasse and needs to be shut down, especially after investing a significant amount of time and effort reviewing the claim facts, gathering missing evidence and developing a theory of negligence.  But sometimes ceasing recovery efforts is a prudent decision even when the […]

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What is the subrogation potential on water damage claims caused by leaky plumbing?

Damages resulting from water are one of the most common homeowner claims and are often very costly.  High paid claim dollars can result if the leak is not detected early.  Because plumbing is often hidden (running behind walls, in attics and in many instances encased in cement below the floor) water can be running for […]

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Missed Workers Compensation recovery opportunities

Workers’ Compensation Direct Action claims are definitely an area often missed by over-burdened workers’ compensation claim handlers working tirelessly to make sure statutory medical bills and indemnity payments are made timely, or argued in front of the WCB.  Workers’ Comp Adjusters are also challenged with time management relative to determining ANCR (Accident, Notice and Causal […]

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Building a successful subrogation program

Approximately 15% of claims are closed without identifying subrogation opportunities. Read More

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Can you successfully subrogate snow removal claims?

Snow covered roofs contribute to the beauty of the winter season but melting and re-freezing snow can result in mixed success when subrogating on paid snow-removal claims. Read more here

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Subrogating against a municipality

A common reason for failure to obtain a recovery from a municipality is the initial failure to file the required Notice of Claim against the state, county, local government or municipality, inclusive of school districts, incorporated villages, towns, and police departments within the required timeframe. It is always a sad day when a case is […]

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Managing expenses on low dollar property cases

After a loss, the first person to be in contact with a policyholder is the first report taker who is trained to listen carefully to the details of the loss being reported and records it accordingly, but who has no knowledge of the ultimate severity of the loss.  The carrier field insurance adjuster or an […]

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Automobile Arbitration – Tips for Success

Occasionally, even the most arduous efforts may still reach an impasse when claims adjusters are negotiating a settlement of an automobile claim when there is a dispute over damages and/or liability.  Fortunately, an effective low-cost remedy is to submit the matter to Arbitration for review and decision by an unbiased Arbiter. Success in arbitrating automobile […]

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